SoFi - Banking & Investing

Editor's Review

SoFi is a revolutionary mobile banking app that simplifies financial management and investing for its 8 million members. Whether you want to pay bills, find ATMs, send money, or make mobile deposits, SoFi has you covered. The app also offers lucrative incentives like earning up to $1000 in free stock for funding a SoFi Invest account. With impressive features and benefits, SoFi stands out as a top choice for modern banking and investing needs.

Features

• Earn up to 4.60% APY on checking and savings accounts.

• Access fee-free mobile banking like a big bank.

• Receive direct deposits up to 2 days early.

• Access over 55,000 fee-free ATM locations.

• Earn unlimited 2% cash back rewards with SoFi Credit Card.

• Invest in stocks, ETFs, and IPOs with zero commissions.

• Get up to $1000 in free stock for funding a SoFi Invest account.

• Automate investing with no management fees.

Pros

• High APY on checking and savings accounts.

• Fee-free mobile banking without account fees.

• Early direct deposit access.

• Large network of fee-free ATMs.

• Generous cash back rewards with SoFi Credit Card.

Cons

• Limited information on other investment options.

• Some features may require a funding commitment.